Coolers, furnaces and ducts
A dry climate, damp ductwork.
A musty smell that shows up when the cooler or furnace kicks on is a common reason people call Jim and Karen about HVAC mold removal in Pueblo, CO.
Summer air here is dry, which is why so many houses cool with an evaporative cooler. The cooler works by adding water to the air it blows inside. Some of that moisture settles in the duct runs and behind the registers, where it can sit long enough for mold to grow.
Jim and Karen don't repair coolers or replace ductwork. Once whoever services your cooler or HVAC system has fixed the source of the water, they treat the mold. If a section of duct is too far gone, they'll tell you and point you to someone who handles that.